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Our instrumental variable approach relies on the imputation of the subject’s precollege state of residence (henceforth, home state) Second, for individuals who neither attended college nor took the SAT, we impute their home states with the first state available in the credit records To construct home states, we proceed in four steps. First, for individuals … Continue reading Our instrumental variable approach relies on the imputation of the subject’s precollege state of residence (henceforth, home state) → Continue reading →